For California home buyers
Buying a home in California? Don’t let insurance be the part that surprises you.
Insurance Insights CA turns confusing home-insurance questions into clear, plain-English answers — so you know what to expect, what to ask, and how to get covered before closing. And when you’re ready, a quote is a few clicks away.
New to home insurance? Start here.
Just started looking?
What home insurance actually is, why your lender requires it, and when to line it up so it never holds up your closing.
QuoteNeed a quote, fast?
Answer a few simple questions and get a home-insurance quote in minutes through our licensed California partner.
WildfireBuying in wildfire country?
What California’s wildfire risk scoring means for whether you can get covered — and what it’ll cost.
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What is the California FAIR Plan — and do you need it?
If insurers keep turning down the home you're buying, the FAIR Plan may be your backstop. Here's what it is, what it covers, and how buyers actually use it.
When does home insurance come into play when you're buying?
Most first-time buyers don't realize insurance has a specific moment in the timeline. Here's exactly when it matters, so it never holds up your closing.
What your lender requires before closing — and where insurance fits
Your mortgage lender has a short list of insurance boxes that must be checked before they'll fund your loan. Here's what they are and how to clear them without stress.